Mortgage Affordability Calculator

Discover how much home you can afford with our comprehensive calculator

Find out how much home you can afford

Annual Household Income (Before Taxes)

$20K$500K

Down Payment Available

$0$500K

Monthly Debt Payments

Include car loans, credit cards, student loans, etc.

Interest Rate

0.5%15%

Our Services

Gross Debt Service ratio shouldn't exceed 32% of your gross income for housing costs

Total Debt Service ratio includes all debts and shouldn't exceed 40% of gross income

Minimum 5% for homes under $500k, more for higher prices. 20% avoids CMHC insurance

Book a free strategy session with our expert buyers’ agents to discuss your home buying goals